[B417.Ebook] Free PDF Intercessory Prayer: How God Can Use Your Prayers to Move Heaven and Earth, by Dutch Sheets

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Bestselling Author Inspires Prayer for the Impossible

Called foundational, revolutionary, illuminating, and motivating, Intercessory Prayer continues to be a classic work after more than 20 years. This rich, biblical teaching is full of fresh insights showing how vital our prayers are and how God has always planned to work in partnership with us through prayer. As Dutch explains the nuts and bolts of prayer with wisdom, gentleness, and humor, readers will find inspiration and courage to pray for the impossible--and the persistence to see prayers to completion.

A workbook and 8-session DVD are also available, making this book ideal for small groups, church classes, or individuals who want to go deeper on their own.

• Sales Rank: #22869 in Books
• Brand: Baker Pub Group/Baker Books
• Published on: 2016-07-19
• Released on: 2016-07-19
• Original language: English
• Number of items: 1
• Dimensions: 8.50" h x .73" w x 5.50" l, .85 pounds
• Binding: Paperback
• 320 pages

From the Back Cover
Pray for the Impossible!

Called foundational, revolutionary, illuminating, and motivating, Intercessory Prayer is a classic work, still fresh and inspiring after more than 20 years.

This rich, biblical teaching shows how vital our prayers are and how God works in partnership with us through prayer. As Dutch Sheets explains the nuts and bolts of prayer with wisdom, gentleness, and humor, you will find inspiration and courage to pray for the impossible--and the persistence to see your prayers to completion.

Includes questions for reflection and discussion leader's guide. A study guide, 8-session DVD, and youth edition are also available.

About the Author
Dutch Sheets is an internationally recognized author, teacher, and conference speaker. He travels extensively, empowering believers for passionate prayer and societal transformation. Dutch has pastored, taught in several colleges and seminaries, and served on the board of directors of numerous organizations. Learn more at www.dutchsheets.org.

Most helpful customer reviews

2 of 2 people found the following review helpful.
Intercessory Prayer
By G. WINEHOLT
INTERCESSORY PRAYER

How God Can Use Your Prayers to Move Heaven and Earth

By Dutch Sheets

Prayer, what do know about prayer? What is intercessory prayer? Dutch Sheets, a teacher and speaker, has put together a book that will answer these questions. Easy to understood and written to inform people about prayer and why and how the need for prayer is important.. He shares many stories of how people have prayed for many things and definitely seen answers. He does not say that they will be answered in the way you may want them answered or when they will be answered, but that there will be answered. He shares many miracles that he has seen and some that were shared with him. It is a great book for understanding prayer and how God will ask us to pray for many things by using the Holy Spirit and he (Dutch) uses scripture to make his point. The book is one of the best books about prayer that can you can find.

A Biblical definition of intercessory prayer from the book: “Intercessory prayer is an extension of the ministry of Jesus through His Body, the Church, whereby we mediate between God and humanity for the purpose of reconciling the world to Him, or between Satan and humanity for the purpose of enforcing the victory of Calvary.”

I received this book free from Bethany House for purpose of this review, I was not required to write a positive review, the opinions I have expressed are my own.

0 of 0 people found the following review helpful.
Hard to put down!
By Bethany K Scanlon
One afternoon during my prayer time, I heard the Holy Spirit say, "Dutch Sheets has a new book, I want you to read it." I had seen Dutch speak several years ago but I wasn't keeping up with his ministry. I found the book on Kindle and downloaded it. After reading it, I learned some new aspects of prayer, my favorite being Chapter 8, especially the part about the Holy Spirit's "Hovering." Chapter 8 alone is worth buying the book! Dutch also has testimonies about prayer changing situations. I consider this book very "meaty" concerning prayer and extremely encouraging.

5 of 6 people found the following review helpful.
Can I give this ten stars?
By LDMC
I wish I could give it more than five stars. I have attended church and have been a practicing follower of Christ all my life and have usually been frustrated with very little victory. I found this book and researched the author to make sure he wasn't some kind of snake oil salesman. He's not. I have learned more from the teaching in this book than from 40 years' worth of sermons combined. (Another great resource is Prayers that Rout Demons and Break Curses by John Eckhardt.) The church is lacking SO MUCH when it comes to teaching us the power we have in Christ among other things. Dutch Sheets writes in a way that paints a picture that helps you understand biblical accounts you've heard thousands of times, but never truly understood. If you are searching for truth and tired of the "spiritual milk" you've been fed, then get this book! I never before understood just how complete the work of Jesus on the cross was (and is) and how the Father very much wants to work with each of us to accomplish His will. I can't write enough about all the revelation I've received. I loved this so much I purchased 8 used copies to give to people I may encounter who are searching and I am going to order more. Get ready to be Prayer Warriors! All is not gloom and doom! We can change things in this world for the better if we ask the Father to RELEASE HIS POWER!! Woo hoo!! Oh, and also...this was a used book. Very good condition.

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[M663.Ebook] Ebook Free Computer Engineering: Hardware Design, by M. Morris Mano

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An introduction to the hardware concepts needed to analyze and design digital systems and the principles of computer hardware organization and design.

• Sales Rank: #1009288 in Books
• Published on: 1988-02-04
• Ingredients: Example Ingredients
• Original language: English
• Number of items: 1
• Dimensions: 9.50" h x .88" w x 7.75" l,
• Binding: Hardcover
• 464 pages

From the Publisher
An introduction to the hardware concepts needed to analyze and design digital systems and the principles of computer hardware organization and design.

Most helpful customer reviews

0 of 0 people found the following review helpful.
Decent book for people interested in the subject.
By williamiswill
Good book for introductory digital logic. But be warned, it isn't a recent book by any means. And it hasn't aged very well: yellow pages, smelly, torn a little, etc.

0 of 0 people found the following review helpful.
arrived as said and nothing bad to report
By Amazon Customer
Product as described, arrived as said and nothing bad to report. Thanks!

6 of 6 people found the following review helpful.
Great book for beginners
By F. Ware
If you are new to computer engineering and need a firm grasp of the basic, this book will do the trick. Goes good with class room training or as additional resources to more updated version of the book.

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[C155.Ebook] PDF Download Microbial Biochemistry, by Georges N. Cohen

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This book focusses on microbial physiology, biochemistry and genetics and provides the reader with detailed information on a number of microbial pathways. Insight into microbial biochemistry have allowed for the formulation of concepts that have turned out to be important in the study of higher organisms.

In the first section, the principles of bacterial growth are given, as well as a description of the different layers that enclose the bacterial cytoplasm, and their role in obtaining nutrients from the outside media through different permeability mechanism, which are described in detail. A chapter is devoted to allostery, which is indispensable for the comprehension of many regulatory mechanisms described throughout the book.

The second section analyses the mechanisms by which cells obtain the energy necessary for their growth; Glycolysis, the pentose phosphate pathway, the tricarboxylic and the anaplerotic cycles. Two chapters are devoted to classes of microorganisms rarely dealt with in textbooks, namely the Archaea, mainly the methanogenic bacteria, and the methylotrophs. Eight chapters describe the principles of regulation at the transcriptional level, with the necessary knowledge of the machineries of transcription and translation.

The next fifteen chapters deal with the biosynthesis of the cell building blocks, amino acids, purine and pyrimidine nucleotides and deoxynucleotides, water-soluble vitamins and coenzymes, isoprene and tetrapyrrole derivatives and vitamin B12.

The two last chapters are devoted to the study of protein-DNA interactions and to the evolution of biosynthetic pathways. The considerable advances made in the last thirty years in the field by the introduction of gene cloning and sequencing and by the exponential development of physical methods such as X-ray crystallography, nuclear magnetic resonance and cryo-electron microscopy have helped in presenting microbial metabolism as a highly multidisciplinary field of study.

• Sales Rank: #2570271 in Books
• Published on: 2016-05-18
• Original language: English
• Number of items: 1
• Dimensions: 9.20" h x 1.80" w x 6.30" l, .0 pounds
• Binding: Hardcover
• 767 pages

From the Back Cover

This book focusses on microbial physiology, biochemistry and genetics and provides the reader with detailed information on a number of microbial pathways. Insight into microbial biochemistry have allowed for the formulation of concepts that have turned out to be important in the study of higher organisms.

In the first section, the principles of bacterial growth are given, as well as a description of the different layers that enclose the bacterial cytoplasm, and their role in obtaining nutrients from the outside media through different permeability mechanism, which are described in detail. A chapter is devoted to allostery, which is indispensable for the comprehension of many regulatory mechanisms described throughout the book.

The second section analyses the mechanisms by which cells obtain the energy necessary for their growth; Glycolysis, the pentose phosphate pathway, the tricarboxylic and the anaplerotic cycles. Two chapters are devoted to classes of microorganisms rarely dealt with in textbooks, namely the Archaea, mainly the methanogenic bacteria, and the methylotrophs. Eight chapters describe the principles of regulation at the transcriptional level, with the necessary knowledge of the machineries of transcription and translation.

The next fifteen chapters deal with the biosynthesis of the cell building blocks, amino acids, purine and pyrimidine nucleotides and deoxynucleotides, water-soluble vitamins and coenzymes, isoprene and tetrapyrrole derivatives and vitamin B12.

The two last chapters are devoted to the study of protein-DNA interactions and to the evolution of biosynthetic pathways. The considerable advances made in the last thirty years in the field by the introduction of gene cloning and sequencing and by the exponential development of physical methods such as X-ray crystallography, nuclear magnetic resonance and cryo-electron microscopy have helped in presenting microbial metabolism as a highly multidisciplinary field of study.

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[U697.Ebook] Ebook The Dragons of Eden: Speculations on the Evolution of Human Intelligence, by Carl Sagan

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Dr. Carl Sagan takes us on a great reading adventure, offering his vivid and startling insight into the brain of man and beast, the origin of human intelligence, the function of our most haunting legends--and their amazing links to recent discoveries.
"A history of the human brain from the big bang, fifteen billion years ago, to the day before yesterday...It's a delight."
THE NEW YORK TIMES

• Sales Rank: #35108 in Books
• Brand: Ballantine Books
• Published on: 1986-12-12
• Released on: 1986-12-12
• Original language: English
• Number of items: 1
• Dimensions: 6.89" h x .79" w x 4.18" l, .31 pounds
• Binding: Mass Market Paperback
• 288 pages

Features

• Ballantine Books

From the Inside Flap
Dr. Carl Sagan takes us on a great reading adventure, offering his vivid and startling insight into the brain of man and beast, the origin of human intelligence, the function of our most haunting legends--and their amazing links to recent discoveries.
"A history of the human brain from the big bang, fifteen billion years ago, to the day before yesterday...It's a delight."
THE NEW YORK TIMES

About the Author
Carl Sagan served as the David Duncan Professor of Astronomy and Space Sciences and Director of the Laboratory for Planetary Studies at Cornell University. He played a leading role in the Mariner, Viking, Voyager, and Galileo spacecraft expeditions, for which he received the NASA Medals for Exceptional Scientific Achievement and (twice) for Distinguished Public Service.
 
His Emmy- and Peabody–winning television series, Cosmos, became the most widely watched series in the history of American public television. The accompanying book, also called Cosmos, is one of the bestselling science books ever published in the English language. Dr. Sagan received the Pulitzer Prize, the Oersted Medal, and many other awards—including twenty honorary degrees from American colleges and universities—for his contributions to science, literature, education, and the preservation of the environment. In their posthumous award to Dr. Sagan of their highest honor, the National Science Foundation declared that his “research transformed planetary science . . . his gifts to mankind were infinite." Dr. Sagan died on December 20, 1996.

Most helpful customer reviews

7 of 7 people found the following review helpful.
Carl Sagan was an excellent scientist and author.
By Michael H. Smith
He put facts into the book that impressed me as an young scientist. I first read this book while attending a management training course. The teacher recommended that I read the book as it would help me understand how the human brain functions and how it evolved to function in that way. Most people would not think about this book as a management book, but it really emphasies how the reptilian brain is over laid by the mammalian brain. The reptilian brain is where strong emotions are generated that are controlled by the overlying mammalian brain. It really helps understand the emotional issues in our lives and our interactions with other people.

6 of 6 people found the following review helpful.
Great Book, Horrible Printing
By Kevin McGuire
I am reluctant to say anything that might lead a person astray, even temporarily, from something Carl Sagan has written, as he is to my mind the best of the humanist scientists, and every time he chooses to express himself in writing there is something remarkable about it, be it his intelligence, his Dry wit, his perspective, his compassion, and did I forget to mention his command of the subject at hand? But here it is: this Ballantine "mass market paperback" edition is an insult to such a great writer. The paper itself is a very dark gray, the texture cheap and pulpy, and the print itself nearly microscopic, light and fuzzy, making the actual reading a chore. The cover is bright orange with yellow title, etc., but look to the Details to confirm it is this terrible printing, and avoid it if you can wait until you find a better edition. He deserves that much respect, and so does the reader, who will as always walk away enlightened an thankful for yet another close encounter with Carl Sagan. Let your physical reading experience be a joy too. AN UPDATE: I went ahead and ordered a used, hardcover copy online, and it was well worth it. Just $10 + shipping, and it is now a pleasure reading it. The layout and illustrations and the print and paper ALL so much better.

1 of 1 people found the following review helpful.
Love HIM Lots
By Christine
Apparently I buy books while drunk, and then receive them and wonder when I thought I had time to read. Plus, I have a Kindle. But, how can you go wrong with Sagan? Love HIM Lots!

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[C312.Ebook] Ebook Free Meditation and Culture: The Interplay of Practice and ContextFrom Bloomsbury Academic

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Meditation and Culture: The Interplay of Practice and ContextFrom Bloomsbury Academic

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Behind the stereotype of a solitary meditator closing his eyes to the world, meditation always takes place in close interaction with the surrounding culture. Meditation and Culture: The Interplay of Practice and Context explores cases in which the relation between meditative practice and cultural context is particularly complex. The internationally-renowned contributors discuss practices that travel from one culture to another, or are surrounded by competing cultures. They explore cultures that bring together competing practices, or that are themselves mosaics of elements of different origins. They seek to answer the question: What is the relationship between meditation and culture? The effects of meditation may arise from its symbolic value within larger webs of cultural meaning, as in the contextual view that still dominates cultural and religious studies. They may also be psychobiological responses to the practice itself, the cultural context merely acting as a catalyst for processes originating in the body and mind of the practitioner. Meditation and Culture gives no single definitive explanation, but taken together, the different viewpoints presented point to the complexity of the relationship.

• Sales Rank: #1181809 in Books
• Published on: 2017-03-23
• Released on: 2017-03-23
• Original language: English
• Dimensions: 233.93" h x 14.91" w x 6.14" l,
• Binding: Paperback
• 280 pages

Review
Eifring's edited volume is an extraordinarily rich collection of essays, by some of the most prominent scholars of meditation theory and practice worldwide, which accomplishes even more than the book itself promises. Meditation emerges here as not simply a crucial influence on its ambient cultural contexts but as one of human civilization's greatest cultural achievements in its own right.

This innovative volume brings together a group of excellent essays that illustrate the diverse ways in which meditative practices from a range of religious traditions are embedded in their cultural contexts. It is a must-read for anyone interested in better understanding the complex interplay of religious thought, meditative practice, and the socio-cultural environment, and who wants to explore meditation as a cross-cultural and cross-religious concept.

About the Author
Halvor Eifring is Professor of Chinese at the University of Oslo, Norway. He teaches Chinese language, literature and culture and directs an international research project on the cultural histories of meditation. He is General Secretary of Acem International School of Meditation.

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[E154.Ebook] PDF Download Retire Inspired: It's Not an Age, It's a Financial Number, by Chris Hogan

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When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future.



Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement.



In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there.



You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!

• Sales Rank: #4937 in Books
• Brand: HarperCollins Christian Pub.
• Published on: 2016-01-12
• Released on: 2016-01-12
• Original language: English
• Number of items: 1
• Dimensions: 9.25" h x .98" w x 6.26" l, 1.20 pounds
• Binding: Hardcover
• 256 pages

About the Author
Chris Hogan helps people across the country develop successful strategies to manage their money, both in their homes and businesses. He is a popular and dynamic speaker on the topics of personal finance, retirement, and leadership. For more than a decade, Hogan has served on Dave Ramsey's team as a trusted financial coach and advisor and a sought after speaker. Hogan helps people plan for their future and reach their retirement goals through his Retire Inspired Live Event and R:IQ Assessment tool. Chris lives in Nashville, TN with his wife and three children.

Most helpful customer reviews

259 of 262 people found the following review helpful.
Listened to Audio book.
By Amazoncustomer
First of all, I work in the industry and see what he talks about in this book waaay too much. (I wish everyone would read this and take it seriously)

Like all retirement/finance books he give you many numbers: if you put x amount each month at 10% return it will be xxxxx in a number of years and he beats this into your head.

Chris talks many times about retirement not being an age, but a number you must meet to be financially comfortable.

The book goes through what you should do in your 20's, 30's, 40's, 50's, and 60's. (basically save small amounts if you are young and if you wait until you get older save LOTS and considering keep working or sell your home). All very good advice, even though it may not be what you want to hear.

The second half of the book explains what things are at a basic level: Roth, Traditional IRA, 401(k), 403(b), Social Security etc..... and what you should be using. (Also tells you that you should be getting help, not trying to do everything on your own)

And then he talks in depth about insurance and what you should have.

Overall, a very good book that everyone should read, and then actually do (that's the hard part for people).

P.S. - I listened to the audio book, very easy to listen to and it is read by Chris Hogan himself, he has a great voice for it. (Like being coddled by a giant teddy bear that keeps you safe and warm..... while yelling at you about retirement)

Hope this review helps you, if so please click the "helpful" link below :)

59 of 61 people found the following review helpful.
Text does not do this man's voice justice
By Vdub
Yes, I will admit it. I would have never heard of or read this book if it wasn't for the constant endorsement and promotion by Dave Ramsey. But as a follower and recent debt-free screamer live from his studio (hour 2 of the Dec 14 show), I am a firm believer in his plan and everything he teaches. It has worked very well for me and my family. So I am reviewing this from the perspective of a huge Dave Ramsey fan who is very interested in seeing what his new "Ramsey Personality" (Chris Hogan) has to offer.

* Context *
If the name Dave Ramsey doesn't sound familiar, it definitely will by time you get a few pages into this book. Chris Hogan is, afterall, a full-fledged "Ramsey Personality" that operates under the Dave Ramsey brand. As such, nearly everything in Retire Inspired is consistent with Dave's advice and brand. In the context of Dave Ramsey's 7 Baby Steps (made famous in his Total Money Makeover book), Retire Inspired is really about steps 4-7. If you want to get anything out of this book, you should already be through steps 1-3 before worrying about your retirement, unless you plan on re-reading this later on when you get there. Both Chris and Dave strongly recommend doing these steps in the proper order. In a nutshell, steps 1-3 are being free of all non-mortgage debt and having an emergency fund of 3-6 months of expenses. The foreword of this book (by Dave Ramsey) briefly recaps these seven baby steps and it is important to understand them before delving into Retire Inspired as they are constantly referenced throughout.

* Chris Hogan *
Like many, I first heard of Chris Hogan by his many guest appearances on the Dave Ramsey show. There is a reason he is marketed as the "Voice of Retirement". Retirement is the topic he specializes in and THAT VOICE. Seriously, I would recommend anyone interested in reading Retire Inspired first listen to just ten minutes of him speaking, so that you'll be able to read the entire book in his voice rather than in the voice of a faceless financial guru. It's deep, powerful, and attention-grabbing. In fact, I would love to go through it again in the audiobook format. He speaks with confidence and finesse, and getting to know a little bit more about who he is really does enhance the reading experience.

Throughout the book, Chris makes many topics more relatable by tying them into many interesting stores from his life, and the lives of others he met through his experiences as a financial counselor. Some of these stories are kind of predictable, but some of them do very well at hammering home the message that regardless of your age, you can't ignore the importance of starting your retirement planning *now*. I've heard Dave Ramsey mention in jest the fictional book "100 Ways to Prepare Alpo" multiple times, as a deterrent to ignoring retirement planning, but Chris actually recounts a story of someone in his life that had nothing but dog food in their pantry post-retirement. Yet she did not own a dog.

* Topics Covered *
Each topic is usually introduced with one of Chris' personal stories where he finds a way to wrap it into a retirement lesson. As you would expect, he covers budgeting, types and methods of investing, tax-advantaged accounts, insurance products to get and avoid, and how to avoid many pitfalls that have ruined the retirements of countless others. The core message is to dream big, but put that dream on paper so you can make it happen.

While a couple of the topics (history of a 401(k)) might not excite someone with a decent knowledge of finance, there is plenty of advice in there that almost anyone should be able to learn something. I went into the book with a pretty good background in finance, so the topics I found most interesting were more centered around behavior and relationships. Afterall, it's hard to retire inspired when your uninspired thirty-year-old son is still living in your basement.

* Consistency *
This is through-and-through a Dave Ramsey book. It is almost 100% consistent with anything I've ever heard Dave advise on his show or in his publications. Had they changed the text and picture on the cover of the book, you could have told me Dave wrote it and I would believe you. Here are some of the familiar concepts you'll read in Retire Inspired:
- Save at least 15% for retirement, but only after all non-mortgage debt is paid off
- Invest in mutual funds, not single stocks or bonds, evenly across these four categories: Growth, Growth & Income, Aggressive Growth, and International
- Get term life & long-term disability insurance, avoid whole life insurance
- Make a plan to have your home paid off before retirement
- Have a will and estate plan
- Retire a millionaire on only a couple hundred bucks a month (if you start early enough)

The only thing I noticed different from Dave's advice is all investment projections throughout Retire Inspired use a 10% return assumption instead of Dave's usual 12%. But the 12% debate gets old and is so distracting to worthwhile discussion that I am actually happy about this. His detractors constantly beat him up over the optimistic 12% figure, but they are missing the point. Whether you get 6, 10, or 12 percent, what matters is that you are constantly investing. Because even if you only end up with a 6% return, you'll end up with a significantly better retirement than people too busy whining about rates of return to bother actually investing.

* Call to Action *
Early on, you'll be prompted to find your Retirement IQ (R:IQ) from his website, ChrisHogan360 dot com. This will ask you some questions and spit out a dollar amount that can help you get started with a gameplan and a good idea of where you need to be now, to end up where you want to be at retirement. As he frequently says, retirement is a number, not an age.

Near the end of the book, Chris gives a great gameplan summary tailored to each age group (20s, 30s, 40s, etc). An inspired retirement is within your reach no matter when you start, but since you can't escape the reality of math, the later you wait, the more pressure you'll have to keep up. As you are still young, there is more importance of starting regular retirement contributions, regardless of how little or much you can contribute to it. Time and compounding are your friend. As you get closer to retirement, it becomes more important to make sure you safeguard it with the proper insurance and planning, as well as avoiding relationships, habits, and poor decisions that can quickly destroy decades worth of progress. If this book can even motivate you to save and invest a few bucks extra each month, you'll end up better off during retirement to the tune of thousands of dollars.

* Summary *
Retire Inspired for me, was reinforcement of many great ideas I have already subscribed to as a big Dave Ramsey fan. But even if you aren't a fan, now is a great time to become one. If you never even get past Dave's foreword in the book, you'll benefit immensely as I have from simply implementing the seven Baby Steps in your financial plan. It's simple, yet solid and proven advice to set yourself up for unbelievable prosperity.

I have followed all of Dave's and Chris' advice in my own life and can personally attest to its effectiveness. It's not fancy or complicated, but it works, and is the reason my wife and I were able to pay off our house and do our debt-free scream live on Dave's show a few weeks ago. In fact, its simplicity is far more a pro than a con. It won't leave you confused and wondering what the heck you're doing like many other financial advisers I've listened to. It is the reason I have confidence in my own retirement outlook and I can easily recommend it to anyone else who wants to experience true financial peace. I would have loved for Chris to go even more deep into detail about some topics, such as mutual fund selection, or setting up a will. But I have a feeling we will be seeing and hearing much more from Chris Hogan, and I look forward to getting even more inspiration to help me retire with dignity and leave a legacy for future generations.

130 of 137 people found the following review helpful.
Motivational, but a bit too basic
By Book Club Babe
When I heard that Chris Hogan was releasing a book on the subject of retirement, I was immediately hooked. His deep, booming voice and enthusiastic attitude make him an excellent motivational speaker, and inspiration is exactly what people need to feel optimistic about their financial futures, because right now the forecast is pretty bleak, considering these terrifying statistics:

*76% of people in the United States are living paycheck to paycheck.
*45% of working-age households have no retirement savings at all.
*Among people ages 55-64, the average household retirement savings is only $12,000.

Wake up, everyone! Pensions have all but disappeared, and Social Security is drying up. The only one who can save you from having to eat dog food to stretch dollars in your golden years (a tragically true Chris Hogan anecdote from the book) is YOU.

If I were grading "Retire Inspired" solely on its ability to inspire people to save for retirement, then Chris Hogan would receive 5/5 stars. However, I have to admit that the target audience is primarily for those living paycheck to paycheck with nothing in the bank, not for those of us who are already "winning with money," as Dave Ramsey likes to say.

Unfortunately, this book is too basic for personal finance nerds who are light-years beyond this common sense stuff. Simple concepts like the difference between traditional and Roth IRAs are not even discussed until the second half. I appreciated Hogan's inclusion of both offensive (investing) and defensive aspects of retirement (insurances and estate planning), but I don't need to be told that car leases and reverse mortgages are terrible ideas.

I understand that there are certain subjects that the Ramsey team does not endorse, such as commodities and annuities, but it would have been nice for more educated readers to hear all sides of these debates. And don't get your hopes up over learning more about passive investing and robo-advisors: Ramsey Solutions has a vested interest in endorsing actively managed mutual funds. Bogleheads, you've been warned!

All in all, was I inspired to save for retirement? Absolutely! Did I learn anything new after listening to "The Dave Ramsey" show for years? Not particularly. If you're a newbie to getting control of your finances, I would recommend "Retire Inspired," but for everybody else who's already paying attention to their money, you're better off looking for advice elsewhere.

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[T704.Ebook] Download Tap: Unlocking the Mobile Economy (MIT Press), by Anindya Ghose

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Consumers create a data trail by tapping their phones; businesses can tap into this trail to harness the power of the more than three trillion dollar mobile economy. According to Anindya Ghose, a global authority on the mobile economy, this two-way exchange can benefit both customers and businesses. In Tap, Ghose welcomes us to the mobile economy of smartphones, smarter companies, and value-seeking consumers.

Drawing on his extensive research in the United States, Europe, and Asia, and on a variety of real-world examples from companies including Alibaba, China Mobile, Coke, Facebook, SK Telecom, Telefónica, and Travelocity, Ghose describes some intriguingly contradictory consumer behavior: people seek spontaneity, but they are predictable; they find advertising annoying, but they fear missing out; they value their privacy, but they increasingly use personal data as currency. When mobile advertising is done well, Ghose argues, the smartphone plays the role of a personal concierge -- a butler, not a stalker.

Ghose identifies nine forces that shape consumer behavior, including time, crowdedness, trajectory, and weather, and he examines these how these forces operate, separately and in combination. With Tap, he highlights the true influence mobile wields over shoppers, the behavioral and economic motivations behind that influence, and the lucrative opportunities it represents. In a world of artificial intelligence, augmented and virtual reality, wearable technologies, smart homes, and the Internet of Things, the future of the mobile economy seems limitless.

• Sales Rank: #194685 in Books
• Published on: 2017-04-17
• Original language: English
• Dimensions: 9.00" h x .63" w x 6.00" l, .0 pounds
• Binding: Hardcover
• 240 pages

Review

The smartphone is a truly transformative technology. This book is required reading for anyone who wants to understand how mobile technology is changing our businesses, our economy, and our lives.

(Hal Varian, Chief Economist, Google)

With succinct writing and great authority, Anindya Ghose delivers a tour de force on the mobile economy. Ghose draws on his vast experience as a researcher, consultant, and speaker as he unravels the nine key factors that determine users' mobile experiences and the four human contradictions that can vex the 'Tappers.' The delicate trade-off between privacy and commercial opportunity is handled adroitly; consumer or marketer, you need this book on your shelf (or phone)!

(David R. Bell, Xinmei Zhang and Yongge Dai Professor, Wharton School, University of Pennsylvania; author of Location Is (Still) Everything: The Surprising Influence of the Real World on How We Search, Shop, and Sell in the Virtual One)

The mobile economy has already unlocked trillions of dollars in value, but we're still in the early days of this revolution. Ghose draws on his path breaking research and compelling case examples to provide the definitive guide to the emerging opportunities and challenges. Required reading.

(Erik Brynjolfsson, Professor, MIT, and Director of the MIT Initiative on the Digital Economy; coauthor of The Second Machine Age: Work, Progress, and Prosperity in a Time of Brilliant Technologies)

Tap is the most comprehensive book I've seen on mobile's business transformational power and its unique ability to get closer to customers.

(Greg Stuart, CEO, Mobile Marketing Association; coauthor of What Sticks: Why Most Advertising Fails and How to Guarantee Yours Succeeds)

About the Author
Anindya Ghose is Professor of Information, Operations, and Management Science and a Professor of Marketing at New York University's Leonard N. Stern School of Business. In 2014, Businessweek's Poet & Quants named him as a "Top 40 Under 40 Professor." In 2017 Thinkers50 identified him among the 30 management thinkers most likely to shape the future of how organizations are managed and led. His opinion pieces and research have been featured on the BBC, CNBC, MSNBC, NPR, NBC, and in  The Economist, the New York Times, WIRED, Time, the Financial Times, and the Wall Street Journal. He is also an avid high altitude mountaineer and has climbed extensively in multiple continents.

Most helpful customer reviews

2 of 2 people found the following review helpful.
This is a very informative and enlightening book. It is easy and fun to read and has a lot to take away.
By Oliver Yao
This is a very informative and enlightening book. It is easy and fun to read and has a lot to take away.

The topic is contemporary and just in time. While we have entered into a digital age, mobile economy becomes a significant game changer for business and life. It is easy to see that but it is hard to see why. The book offers answers. There are 9 forces: context, location, time, saliency, crowdedness, trajectory, social dynamics, weather, and tech mix. The book delves into great details in discussing how each one of the nine forces work in shaping the mobile economy. My personal favorite part of the nine forces is the "social dynamics". Consumers are different in terms of their social circles and groups, so do their behaviors. And, mobile commerce changes the way consumers receive and process information and the way they make decisions. "triples are better than doubles, and couples are the worst...", I couldn't help but laughing.

Prof. Ghose is a prolific researcher. The book is an condense version of all insights from his research over the years. It took him years of hard work in research to gain all of these insights, but hours for us (readers) to learn all of those. I always find more enjoyable to eat delicious food at dinner when I don't have to prepare for the dinner. Prof. Ghose did all of the cooking and we can just sit and eat, and enjoy. I don't think anyone can hope for a more rewarding journey in learning than this!

In classroom, the book is suitable for all students, undergraduate students, MBA students, and doctoral students. On bookshelf, it is a keeper for future references. I highly recommend the book.

1 of 1 people found the following review helpful.
A truly amazing and insightful book
By Liangfei Qiu
It is “the” book on mobile economy! A truly amazing and insightful book. Reading it is a beautiful and enjoyable journey. A perfect example of incorporating cutting-edge academic research into practical business applications.

Two features make this book outstanding. First, Location, Location, Location, this book focuses on one of the most important breakthrough of tech + business models: the increasing pervasiveness of location-acquisition technologies has dramatically changed how firms reach their consumers. A fundamental question answered by this book is: How can firms take advantage of the recent advancement of mobile and location technologies and revolutionize the nature of how businesses operate? It convincingly shows that mobile economy isn’t about changing a specific industry, but rather changing the landscape of social media, consumer searching, advertising, branding, etc. This book has everything you want to know about mobile economy, and present them in a deep, persuasive, and interesting way.

Second, this book provides original, sound, and rigorous thinking on how to tackle important questions in mobile economy. Results and answers are important, but how to reach the results and answers is equally important to companies, researchers, as well as general audience. Drawing inferences about the causal effect of a business innovation/strategy in mobile economy is quite challenging. This book successfully shows the effectiveness of conducting randomized controlled experiment to uncover and quantify the causal effects in different real-world business settings. Similar research design can be adapted to enhance the credibility of measuring causal impacts. This book is not only about insights on mobile economy, but is also about how to get these insights in a rigorous and systematic approach. A wonderful book!

0 of 0 people found the following review helpful.
An Eye-opening Book!
By X. Liu
It is such an enjoyable experience reading the book! No matter who you are – a marketer, an entrepreneur, a student, or a consumer – as long as you are interested in the unprecedented opportunities that mobile devices bring to our economy, this book is just in time for you.
The book presents the most surprising, compelling, and actionable academic findings in the past decade in an interesting and accessible way, and everyone could gain valuable insights from many different facets of the mobile ecosystem. It illustrates the psychological and economic motivations underlying consumers’ contradictory behavior, and how these incentives together with technology advances shape the mobile economy. By building a give-and-take relationship with consumers, businesses could transform advertising into a valuable service for consumers, and further increase engagement, customer satisfaction, revenues and profits.
The book covers nine forces that influence the world of mobile marketing: context, location, time, saliency, crowdedness, weather, trajectory, social dynamics and technology mix. In each chapter, there are subsections of new considerations, food for thought and takeaways for firms that satisfy the needs of all kinds of readers. There are also comparisons between mobile and traditional marketing tools, mobile and PC, mobile app and mobile Internet, and across mobile devices.
In the last part of the book, which is also my favorite part, Anindya shows the vast potential of next-generation technology forces. Mobile devices, combined with other smart devices, could not only influence how we shop, but also how we work, think and interact with others. There is only one step you need to take: read the book on your mobile phone and unlock the magic of mobile economy just in your hand!
X. Liu and F. Chen

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[B492.Ebook] Get Free Ebook 5 Steps to a 5: AP English Language 2017, by Barbara L. Murphy, Estelle M. Rankin

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Get ready for your AP English Language exam with this straightforward, easy-to-follow study guide

The wildly popular test prep guide― updated and enhanced for smartphone users―5 Steps to a 5: AP English Language 2017 provides a proven strategy to achieving high scores on this demanding Advanced Placement exam.

This logical and easy-to-follow instructional guide introduces an effective 5-step study plan to help students build the skills, knowledge, and test-taking confidence they need to reach their full potential. The book helps students master multiple-choice and essay sections and offers comprehensive answer explanations and sample responses. Written by two former AP English teachers, this insider’s guide reflects the latest course syllabus and includes 3 full-length practice exams, plus the most up-to-date scoring information.

• In 2014, almost 400,000 students took the AP English Language test
• 3 full-length practice exams
• BONUS interactive AP Planner app delivers a customized study schedule and extra practice questions to students’ mobile devices
• The 5 Steps to a 5 series has prepared millions of students for success

The 5 Steps to a 5: AP English Language 2017 effective 5-step plan breaks down test preparation into stages: 1. Set Up Your Study Program 2. Determine Your Test Readiness 3. Develop Strategies for Success 4. Develop the Knowledge You Need to Score High 5. Build Your Test-Taking Confidence.

• Sales Rank: #39487 in Books
• Published on: 2016-07-28
• Original language: English
• Number of items: 1
• Dimensions: 10.80" h x .50" w x 8.70" l, .0 pounds
• Binding: Paperback
• 272 pages

About the Author

Barbara L. Murphy (Seacliff, NY) has taught English Language and Composition for more than over 20 years. She is consultant for the College Board’s AP English Language and Composition and its Building for Success divisions.

Estelle M. Rankin (Amityville, NY) taught AP English Literature for more than 25 years and received the AP Literature Teacher of the Year award from the College Board in 1996.

Most helpful customer reviews

2 of 2 people found the following review helpful.
Good Workbook
By Mrs. Hinton
Two of my AP students received a 5 the first year we used this in my classroom.

0 of 0 people found the following review helpful.
Good buy
By Amazon Customer
Informative and helpful

0 of 0 people found the following review helpful.
Four Stars
By Michele Fellers
good study guide

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5 Steps to a 5: AP English Language 2017, by Barbara L. Murphy, Estelle M. Rankin PDF

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